Cook Islands National Superannuation Fund

Choose the right investment for you…

The Cook Islands National Superannuation provides you with three different investment options (or Funds). To help you choose the right Fund, we’ve put together this simple questionnaire as a guide to selecting the Fund most suited to you based on your answers.

The members handbook…

The Cook Islands National Superannuation provides information about the Fund, how it works, who is responsible for looking after the members, the benefits, and the investment options for members in full detail in the new Members Handbook.

-1.90%

2018 Declared Rate

Conservative

$172,116,576

Balance at 31 October 2019

11.3%pa

YTD Interim Crediting Rate.

Interim Crediting Rate is Net of fees & costs.

The Conservative Fund invests in a high proportion of income assets (like bonds). This means that returns are likely to be lower over the longer term than a fund with a larger proportion of growth assets (like shares). There may be some movements up or down in the value of your retirement savings. Returns can vary and at times may be low or negative. An investment in the Conservative Fund is usually best if you have a short time until you retire, or a low tolerance for risk.

-5.10%

2018 Declared Rate

Balanced

$3,905,565

Balance at 31 October 2019

14.8%pa

YTD Interim Crediting Rate

Interim Crediting Rate is Net of fees & costs.

The Balanced Fund invests in a higher proportion of growth assets (like shares). This means that there will be more movements up or down in the value of your retirement savings than an investor in the Conservative Fund will have. Returns can vary and at times may be low or negative. An investment in the Balanced Fund may be preferable if you have seven to ten years until retirement.

-7.10%

2018 Declared Rate

Growth

$2,632,532

Balance at 31 October 2019

17.4%pa

YTD Interim Crediting Rate

Interim Crediting Rate is Net of fees & costs.

The Growth Fund invests in a high proportion of growth assets (like shares). This means that there will be more movements up or down in the value of your investments, but with bigger potential gains than the other funds over the long term (10 years plus). Returns will vary and be low or negative at times. The Growth Fund may be preferable if you have a long time to retirement, or an appetite for higher risk.

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Choose the right investment for you…

The members handbook…

-1.90%

Conservative

$172,116,576

11.3%pa

-5.10%

Balanced

$3,905,565

14.8%pa

-7.10%

Growth

$2,632,532

17.4%pa

Latest News

Fund Performance as at 31 October 2019

2019 Q3 Administration Report

Fund Performance as at 30 September 2019

Fund performance as at 31 August 2019

2019 Q2 Administration Report

Fund Performance as at 31 July 2019

Fund Performance as at 30 June 2019

2018 Annual Report and Financial Accounts