L-R: David Brown (CIO), Jacqui Urlich (CFO), Twinn Joseph (CCSO), Damien Beddoes (CEO)

The Management team is made up of the Chief Executive Officer, Chief Investment Officer, Chief Financial Officer, and Chief Client Services Officer. The Board of Directors delegate a number of duties and responsibilities to the CEO under the CINS Act 2000.

The CEO works with the management team to deliver the administration functions of the Act, the operational functions of the Cook Islands office, the services and communications to members and stakeholders, compliance with all Cook Islands laws and regulations, and carrying out the enforcement arm of the CINS Act 2000.


Damien Beddoes – Chief Executive Officer

Damien joined the Cook Islands National Superannuation Fund in July 2014 when the Fund had NZD$80m in Funds under management (FUM), coming from Telecom Cook Islands where he held an Executive position as the Chief Sales & Marketing Officer. He has also previously held several Management and Leadership roles in the Bank of the Cook Islands, the Countrywide Bank of New Zealand, and the National Bank of New Zealand, with a focus on Finance and Investments including Superannuation Funds and Unit Trusts.

Since joining the Fund, Damien has transformed it into one of the most open and transparent organisations in the Cook Islands, strengthening its governance, improving member benefits, increasing the Funds outreach to members for investment awareness, and most recently building its investment and administration resources as the Fund looks to reduce costs and improve member outcomes. He has overseen the Funds growth to its current level of NZD$210m FUM.

Regionally Damien chaired the establishment of the Pacific Islands Investment Forum (PIIF), the regional organisation representing 18 superannuation, sovereign, provident, and trust fund schemes, from 12 countries, with over NZD$80billion in assets under management. The PIIF focuses on the development of best practise standards, development of staff, management, executives, directors, and trustees, and co-investment opportunities across the region for member funds.

He is also actively involved in the Cook Islands community through local sports groups and developing facilities for kids.


David Brown – Chief Investment Officer

David joined the Cook Islands National Superannuation Fund in January 2021, coming from a 30-year background in institutional investment for Super funds in Australia, the UK and the Pacific.  A New Zealander, his experience spans listed and private equity markets as well as real estate and the development of investment strategy.   

Actively involved with the Pacific Islands Investment Forum (PIIF), the regional organisation representing 18 superannuation, sovereign, provident, and trust fund schemes, from 12 countries, with over NZD$80billion in assets under management. David has contributed to developing direct investment processes and mentoring teams to undertake due diligence.

David has an MSc in Investment Analysis from the University of Stirling in Scotland, a BCom from Auckland and is a Member of the Australian Institute of Company Directors, a Member of the CFA Institute and Fellow of FINSIA – the Financial Services Institute of Australasia.


Jacqui Urlich – Chief Financial Officer

Jacqui has recently joined the CINSF team, and brings over 13 years’ experience within the Cook Islands Offshore Banking Industry with Capital Security Bank Limited (CSB). There she provided a range of banking services to clients globally as well assisting in the day to day operations of running the bank. As CSB grew her role changed to focus solely around the financial aspects of the business including, bank to bank relationships, treasury management and as well as assisting with the management and reconciliation of portfolio assets held.

Jacqui has a Bachelor of Commerce with a Double Major in Accounting and Management and is currently studying towards her Chartered Accountant papers with CPA Australia.


Twinn Joseph – Chief Client Services Officer

Twinn joined the Cook Islands National Superannuation Fund in August 2010 carrying out Member Registration and Compliance Projects. In 2012 she was appointed Client Services Manager to lead the teams service deliver to members.

She also comes from a Tourism Industry background with over 10 years experience in a variety of areas including the Service delivery and Finance departments, along with leadership roles within those areas.

Twinn is currently completing studies in Business Management through the University of the South Pacific.




The CINSF has a total of 5 front line staff providing service to members and employers, and handling the funds administration work between the Cook Islands and our Administrators and Trustees in New Zealand. The CINSF also retains the services of an IT contractor to provide support and security for the Cook Islands operations software and data.


Client Services

L-R: Myria Rongo (Client Services Officer), Twinn Joseph (CCSO), Terai Nga (Senior Client Services Officer), Leviticus Atirai (Client Services Officer)


Terai Nga – Senior Client Services Officer

Taraatua Tschan-Toi – Senior Client Services Officer – Pa Enua (Aitutaki based)

Myria Rongo – Client Services Officer

Leviticus Atirai – Client Services Officer



L-R: Jacqui Urlich (CFO), Mikaela Montanez (Finance Officer), Leah Tumutoa-Tanu (Finance Officer), Natalia Short (Accountant)


Leah Tumutoa – Finance Officer



L-R: David Brown (CIO), Michelle Elia-Siloata (Investment Analyst)

Michelle Elia-Siloata – Investment Analyst




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