As at 30 April 2026 (Updated Monthly)
Month-by-month fund performance
Interim Crediting Rates shown are net of fees and costs. Yearly Declared Rates are determined annually and are subject to market conditions and fund performance. Returns can vary and at times may be low or negative — past performance is not a guarantee of future results. The CINSF invests through the SuperLife Invest Total World Fund, the SuperLife Invest Total World Fund (NZD Hedged), and the SuperLife Invest Global Aggregate Bond Fund. For full details, see the Statement of Investment Policies and Objectives and the latest Monthly Performance Report.
We’ve created a helpful tool to aid our members with their retirement planning. Simply input your details and click calculate to receive your projected balance upon retirement and your monthly pension estimate.
Enter your details and calculate to see your estimated results
Disclaimer: This is an estimated projection based on your inputs (age, salary, starting balance, savings rate, selected investment return, and pension options) and assumes an average annual return, based on historical CINSF returns, corresponding to your chosen option. Past returns are not an indicator or predictor of future returns. This estimate is not a guaranteed outcome as it is subject to change based on market returns, changes in personal circumstances, and changes to actuarial assumptions.
Stay informed with the latest from CINSF
Media Release
Media Release The Cook Islands National Superannuation Fund (CINSF) has continued its growth through extremely volatile markets in 2025 to surpass NZD$300m…
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Media Release
9 July 2025 The Cook Islands National Superannuation Fund (CINSF) is pleased to announce the appointment of Mr. Adrian Orr to its…
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Media Release
Northern Group May 2025 Over the past two weeks, the Cook Islands National Superannuation Fund team undertook a consultation trip across the…
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Media Release
Planning for your future just got easier. We’re excited to launch the CINSF Retirement & Pension Estimator Tool, a free, easy-to-use online resource…
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